Senior Commercial Real Estate Review Appraiser

Overview

We are seeking an experienced Senior Commercial Real Estate Review Appraiser to provide independent, high-quality appraisal reviews and valuation analysis for commercial real estate collateral supporting bank lending decisions. This role plays a critical risk-management function by ensuring appraisal compliance, technical soundness, and market reasonableness in accordance with federal regulations, bank policy, and professional standards.

The ideal candidate brings deep commercial appraisal expertise, strong judgment, and the ability to clearly communicate complex valuation issues to lenders and stakeholders.

What You’ll Do

Valuation Review & Analysis

• Analyze and evaluate third-party commercial real estate appraisals and valuations for adequacy, reasonableness, and compliance with FIRREA, USPAP, Interagency Appraisal and Evaluation Guidelines, and bank policy.
• Reconcile meaningful differences in valuation conclusions and identify material risks or deficiencies.
• Apply advanced appraisal knowledge and sound judgment in evaluating complex property types and market conditions.

Appraisal Reviews & Evaluations

• Prepare clear, well-supported written appraisal reviews on which the bank may rely for lending decisions.
• Perform internal commercial property evaluations as required.

Market Research & Expertise

• Conduct ongoing research on commercial real estate markets, economic conditions, and trends within assigned geographic areas.
• Maintain current knowledge of market dynamics, property types, regulatory requirements, and valuation methodologies impacting collateral values.

Vendor & Stakeholder Collaboration

• Communicate with appraisal vendors to resolve deficiencies and recommend appropriate corrective actions.
• Serve as a trusted resource to lenders by providing guidance on appraisal policy, appraisal products, valuation issues, and market trends.

Requirements For Success

• Bachelor's degree required
• Active State-Certified General Real Estate Appraiser license required
• Minimum 5+ years of experience in commercial real estate appraisal and/or appraisal review
• Strong understanding of the legal and regulatory framework governing commercial real estate valuations, including FIRREA, USPAP, and Interagency Appraisal and Evaluation Guidelines
• Extensive knowledge of commercial real estate appraisal theory, valuation principles, and best practices
• Demonstrated ability to analyze and evaluate complex third-party appraisal reports for accuracy, adequacy, reasonableness, and compliance
• Strong analytical, evaluative, and problem-solving skills with sound professional judgment
• Ability to clearly explain interpretive and subjective valuation decisions to lenders, management, and other stakeholders
• Excellent written and verbal communication skills, including the ability to produce clear, well-supported appraisal reviews

Conditions of Employment

• Must be able to pass a criminal background & credit check
• This is a full-time, non-remote position

FLSA Status: Exempt

We are an Equal Opportunity Employer and do not discriminate against any employee or applicant for employment because of race, color, sex, age, national origin, religion, sexual orientation, gender identity and/or expression, status as a veteran, and basis of disability or any other federal, state, or local protected class.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.